Terms of Use

These Terms of Use govern your access to and use of the Tracked Capital website, application, and related services. By accessing or using Tracked Capital, you agree to these Terms.

Eligibility and Accounts

• You must provide accurate account information and keep your credentials confidential.
• You are responsible for activity that occurs under your account.
• You may use Tracked Capital only in compliance with applicable law.

Service Description

Tracked Capital is a personal finance software service that helps you view connected financial accounts, balances, budgets, transactions, and investment information in one place. Certain features depend on third-party providers, including Plaid for account connectivity and Mailgun for service emails.

Read-Only Financial Connectivity

Financial account connectivity in Tracked Capital is intended to be read-only. The service is designed to display and analyze information you choose to connect; it is not intended to initiate transfers, payments, trades, or other transactions on your behalf.

No Financial, Investment, or Tax Advice

Tracked Capital is provided for informational and organizational purposes only. It does not provide financial, investment, legal, tax, accounting, or other professional advice, and it is not a broker, adviser, bank, or fiduciary. You should evaluate all information independently and consult qualified professionals where appropriate.

Data Accuracy and Availability

We strive to provide accurate and timely information, but we do not guarantee that the service will always be complete, current, error-free, or uninterrupted. Data supplied by financial institutions and other third parties may be delayed, incomplete, reclassified, or unavailable.

Acceptable Use

You agree not to:

• Use the service to violate law, regulation, or the rights of others.
• Attempt to interfere with, probe, or bypass security or rate limits.
• Access the service through automated means in a way that harms availability or stability.
• Reverse engineer, copy, or misuse the service except as permitted by law.

Third-Party Services

Tracked Capital depends on third-party providers and infrastructure, including Plaid, Cloudflare, Vercel, Mailgun, Sentry, Neon, and Upstash. Your use of certain features may also be subject to those third parties’ terms, policies, and operational constraints.

Suspension and Termination

We may suspend or terminate access to the service at any time, with or without notice, if we believe it is necessary to protect the service, comply with law, address abuse, or enforce these Terms.

Intellectual Property

The Tracked Capital service, including its software, design, branding, content, and related materials, is protected by intellectual property laws. Except for the limited right to use the service under these Terms, no rights are granted to you.

Disclaimers

To the maximum extent permitted by law, the service is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

Limitation of Liability

To the maximum extent permitted by law, Tracked Capital and its operators will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenues, data, use, or goodwill arising out of or related to your use of the service.

Changes to the Service or Terms

We may modify the service or these Terms from time to time. If we update these Terms, the revised version will be posted here with a new effective date. Continued use after changes become effective constitutes acceptance of the updated Terms.

Governing Law

These Terms will be governed by applicable law, without regard to conflict-of-law principles, except where mandatory law requires otherwise.

Questions

If you have questions about these Terms, please contact us through the support or contact channel made available on the Tracked Capital website or inside the app.

Please also review our Privacy Policy.